Income Protection Insurance

Thinking of Income Protection insurance?

It's always a concern. How will you meet your financial obligations if sickness or an accident prevents you from working? Don't worry. There are health insurance policies that can protect against this. Get the assistance that you need and contact our insurance advisers at Parklands Financial Advisers in Lowestoft. We also cover King's Lynn, Cambridge and the wider East Anglia region.

Income Protection insurance


Income Protection Insurance is probably one of the most important types of insurance you can own. Without it, an illness or accident can have serious long-term financial implications for you and your family.


Most people will be aware that Income Protection Insurance can cover you income for something as simple as a broken bone to more serious conditions like a heart attack or cancer.


However, there are a number of other types of health-related Insurance policies which are worthy of serious consideration. These include:


  • Critical Illness
  • Income Protection
  • Private Medical Insurance (to pay for medical treatment)


Some of these policy types cover the scenario where you are unfortunately unable to work because of illness or injury. Knowing that the regular household payments will be made and your financial commitments met during a difficult period in your life can offer peace of mind for the future.


The range of coverage varies depending on the type of plan, and as with any type of insurance, there are exclusions and limitations. To understand these, you would need to read your policy to find out what is covered and what is not.


Premiums are normally paid to the insurance company either monthly or annually.

We can also advise on life assurance

Please note


THESE PLANS HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.


PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.

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Make sure your finances are covered in the event of an accident or illness. Complete the form or call one of our advisers on


LOWESTOFT- 01502 531 633

WOODBRIDGE - 01394 332 733

Kings-Lynn - 01553 770 090 

Long Stratton - 01508 448 085 

Norwich - 01603 858 580

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